If you have any questions about this Policy, please feel free to contact us through our website.
What Information Do We Collect?
We may receive and store any information you choose to enter on Living Frugal Tips or provide to us in any other way (such as email, regular mail, IM, or telephone contact). Living Frugal Tips generally collect personally identifying information with your specific knowledge and consent. For example, when you register for a user account, subscribe to our publication, make a purchase, create a user profile, enter a contest, complete a survey, sign up for a newsletter, use our forums, leave a comment, or register for any of our services, you will be asked to provide information such as your name, email address, address, or phone number. Other optional demographic information such as your age, gender, or educational level may also be requested.
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Comcast), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.
Cookies and Web Beacons
We also use third party advertisements on Living Frugal Tips to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing Tampa, FL real estate ads to someone in Tampa, FL, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).
You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.
Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.
How We Use the Information Collected?
Broadly speaking we use the information we collect to provide you with a better experience and to improve the quality of our services. We never sell your personal information to third parties.
We use the information you provide for purposes of administering our business activities, providing customer services such as support, and making available other products or services we think may be of interest to our users. If you provided personally identifiable information in order to receive a specific service or product, it will be used to provide you with the service or product you have requested.
We may also use the information provided to us or collected to contact you about changes to our Website, new services, forgotten passwords, contest winnings, changes to our agreements and policies, features or products we offer, or other information we think you shall find valuable.
Sharing Information with Advertisers or Other Third Parties
As stated, we also use third party advertisements on Living Frugal Tips to support our site. We may disclose anonymous information about user habits, characteristics, and user patterns based on aggregate user statistics to advertisers or service providers.
Sharing Information with the Government or As Otherwise Required by Law
We may be required by law or government agency to disclose both Active and Passive Information you have provided to us.
Living Frugal Tips uses third party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to run Living Frugal Tips. The technical processing and transmission of the Service, including your content, may involve (a) transmissions over various networks, and (b) changes to conform and adapt to technical requirements of connecting networks or devices.
We take appropriate physical, electronic, and other security measures to help safeguard personal information from unauthorized access, alteration, or disclosure.
Choices for Personal Information
You can decline to submit personal information to any of our services, in which case Living Frugal Tips may not be able to provide those services to you. If at any time you want to stop receiving communications, you can email at:
Living Frugal Tips disseminates general information pertaining to living a frugal lifestyle and tips for saving money. This advice should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, professional individual advice.
This web site is believed to provide accurate and authoritative information in regards to the subject matter covered. The accuracy of the information is not guaranteed and is provided with the understanding that we are not rendering medical, psychological, legal, accounting, tax, financial, or other professional services. If expert assistance is required, the services of a competent, licensed professional should be sought.